IN THE UNITED STATES DISTRICT COURT
FOR THE WESTERN DISTRICT OF TENNESSEE
EASTERN DIVISION
______________________________________________________________________________
RODNEY HARRELL,
Plaintiff,
v. No. 1:25-cv-01155-JDB-jay
EQUIFAX INFORMATION SERVICES, LLC;
EXPERIAN INFORMATION SOLUTIONS, INC.; and
CAPITAL ONE BANK (USA) N.A.,
Defendants.
ORDER ADOPTING REPORT AND RECOMMENDATION
Before the Court are the motion of Plaintiff, Rodney Harrell, proceeding pro se, for
summary judgment, (Docket Entry (“D.E.”) 9), and the motion of Defendant, Experian
Information Solutions, Inc. (“Experian”), to deny or defer ruling on the motion for summary
judgment pursuant to Federal Rule of Civil Procedure 56(d). (D.E. 10.)
By Administrative Order, this matter was referred to the United States magistrate judge for
management of all pretrial matters and for determination and/or report and recommendation.
Admin. Order 2013-05. After reviewing the motions, Magistrate Judge Jon A. York recommended
that Experian’s motion be granted and Plaintiff’s motion be denied without prejudice. (D.E. 11 at
PageID 64.) At the end of the Report and Recommendation, Judge York notified the parties that,
if they disagreed with the recommendation, they were required to file an objection within fourteen
days. (Id.) He added that “failure to file objections within fourteen (14) days may constitute a
waiver and/or forfeiture of objections, exceptions, and further appeal.” (Id. (emphasis omitted)).
No party has objected to the Magistrate Judge’s report and recommendation, and the time
for doing so has expired. Consequently, each party has forfeited their objections to the report and
recommendation. See Berkshire v. Dahl, 928 F.3d 520, 530 (6th Cir. 2019) (quoting Kensu v.
Haigh, 87 F.3d 172, 176 (6th Cir. 1996)). Accordingly, upon review of the record, the report and
recommendation (D.E. 11) is ADOPTED, Plaintiff’s motion for summary judgment (D.E. 9) is
DENIED WITHOUT PREJUDICE, and Experian’s motion to deny the motion for summary
judgment (D.E. 10) is GRANTED.
IT IS SO ORDERED this 21st day of November 2025.
s/ J. DANIEL BREEN
UNITED STATES DISTRICT JUDGE
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