Opinions and documents
UNITED STATES DISTRICT COURT
WESTERN DISTRICT OF NEW YORK
DARRYL L. BRIDGES, JR. and NADJJ
ENTERPRISE LLC,
DECISION AND ORDER
Plaintiff,
6:25-CV-06487 EAW
v.
TERRANCE L. ROBINSON; MUEHUE
MUEHUE LLP; CANANDAIGUA
NATIONAL BANK & TRUST; THE
PEOPLE OF THE STATE OF NEW
YORK,
Defendants.
INTRODUCTION
Pro se plaintiff Darryl L. Bridges (“Plaintiff”)1 commenced the instant action
against defendants Canandaigua National Bank & Trust, Muehue Muehue LLP, Terrance
L Robinson, and The People of The State Of New York (collectively “Defendants”) arising
from a New York state court foreclosure proceeding. (Dkt. 1). Plaintiff has also filed a
motion for leave to proceed in forma pauperis (Dkt. 2), and a motion for a temporary
restraining order (Dkt. 3).
1 The action was initially also commenced on behalf of plaintiff Nadjj Enterprise
LLC. (Dkt. 1). On January 20, 2026, the Court advised Plaintiff that to the extent Nadjj
Enterprise LLC intends to participate as a plaintiff, it must retain counsel on or before
February 10, 2026, and may not proceed pro se. Because there has been no appearance of
counsel on behalf of Nadjj Enterprise LLC and Plaintiff has dropped it as a party in his
amended complaint (Dkt. 7), the Clerk of Court is directed to terminate Nadjj Enterprise
LLC as a party.
The Court has reviewed Plaintiff’s motion for in forma pauperis status (Dkt. 2), and
it is granted. The Court has also reviewed Plaintiff’s complaint (Dkt. 1) and amended
complaint (Dkt. 7) as required by 28 U.S.C. § 1915(e)(2) and concludes that his claims
must be dismissed. However, given Plaintiff’s pro se status, the Court will grant Plaintiff
another opportunity to amend his claims.
BACKGROUND
Plaintiff filed his complaint and a motion to proceed in forma pauperis on
September 16, 2025. (Dkt. 1; Dkt. 2). On February 9, 2026, Plaintiff filed an amended
complaint. (Dkt. 9).2
Although his pleadings are not a model of clarity, Plaintiff alleges that Defendants
commenced a fraudulent foreclosure action against him in Monroe County Supreme Court
in the State of New York. (Dkt. 1 at 3-4; Dkt. 7 at 1-2). Plaintiff alleges that loan
documents for property located at 30 Newcomb Street in Rochester, New York were stolen
and altered and a forged and unauthorized promissory note was entered in Plaintiff’s name.
(Dkt. 7 at 1). He alleges that the resulting foreclosure action was unconstitutional and part
of a scheme to unlawfully defraud Plaintiff. (Id. at 2). He requests that the foreclosure
sale that occurred on October 18, 2024, as a result of Defendants’ fraudulent misconduct,
be vacated by this Court. (Id. at 9).
2 Federal Rule of Civil Procedure 15(a)(1) provides that a party may amend its
pleading once as a matter of course within the timeframes set forth therein. “In all other
cases, a party may amend its pleading only with the opposing party’s written consent or
the court’s leave.” Fed. R. Civ. P. 15(a)(2). In light of Plaintiff’s pro se status, the Court
treats his most recent filing, the amended complaint, as the operative pleading.
Plaintiff asserts claims for (1) wrongful foreclosure; (2) violation of the Fair Debt
Collection Practices Act (“FDCPA”); (3) violation of the Truth in Lending Act; (4) breach
of contract; (5) violation of the Federal Trust and Lien Law; (6) slander of title; (7) slander
of credit; and (8) infliction of emotional distress. (Id. at 9-10). As is required at this stage
of the proceedings, the Court treats Plaintiff’s allegations as true.
DISCUSSION
I. Plaintiff’s Motion for In Forma Pauperis Status is Granted
Plaintiff’s affirmation of poverty has been reviewed in accordance with 28 U.S.C.
§ 1915(a)(1). Plaintiff has met the statutory requirements for in forma pauperis status and
permission to proceed in forma pauperis is granted. The Court now turns to its obligation
to screen Plaintiff’s amended complaint pursuant to 28 U.S.C. § 1915.
II. Legal Standard
“Section 1915 requires the Court to conduct an initial screening of complaints filed
by civil litigants proceeding in forma pauperis, to ensure that the case goes forward only
if it meets certain requirements.” Guess v. Jahromi, No. 6:17-CV-06121(MAT), 2017 WL
1063474, at *2 (W.D.N.Y. Mar. 21, 2017), reconsideration denied, 2017 WL 1489142
(W.D.N.Y. Apr. 26, 2017). In evaluating the complaint, a court must accept as true all of
the plaintiff’s factual allegations and must draw all inferences in the plaintiff’s favor. See,
e.g., Larkin v. Savage, 318 F.3d 138, 139 (2d Cir. 2003). Upon conducting this initial
screening, a court must dismiss the case pursuant to § 1915(e)(2)(B) “if the [c]ourt
determines that the action (i) is frivolous or malicious; (ii) fails to state a claim upon which
relief may be granted; or (iii) seeks monetary relief against a defendant who is immune
from such relief.” Eckert v. Schroeder, Joseph & Assocs., 364 F. Supp. 2d 326, 327
(W.D.N.Y. 2005). “In addition, if the Court ‘determines at any time that it lacks subject-
matter jurisdiction, the Court must dismiss the action.’” West v. Sanchez, No. 17-CV-2482
(MKB), 2017 WL 1628887, at *1 (E.D.N.Y. May 1, 2017) (quoting Fed. R. Civ. P.
12(h)(3)); see also English v. Sellers, No. 07-CV-6611L, 2008 WL 189645, at *1
(W.D.N.Y. Jan. 18, 2008) (“[E]ven pleadings submitted pro se must fit within the subject
matter jurisdiction of an Article III court. . . .”).
III. Plaintiff’s Claims are Dismissed
Construing Plaintiff’s amended complaint in the light most favorable to him, he
alleges that a state court foreclosure action was fraudulently commenced against him and
that the state court process was flawed and invalid. For the following reasons, Plaintiff’s
claims are dismissed.
A. Claims Relating to State Court Foreclosure Action
As a fundamental matter, to the extent Plaintiff’s claims seek to change the results
of the state court foreclosure action, federal court is not the proper venue for any such
claim.
Under the Rooker-Feldman doctrine, “cases brought by state-court losers
complaining of injuries caused by state-court judgments rendered before the district court
proceedings commenced and inviting district court review and rejection of those
judgments” are barred from review in federal court. Exxon Mobil Corp. v. Saudi Basic
Indus. Corp., 544 U.S. 280, 284 (2005). The Second Circuit has recognized four
requirements in order for Rooker-Feldman to apply:
First, the federal-court plaintiff must have lost in state court. Second, the
plaintiff must “complain of injuries caused by a state-court judgment.”
Third, the plaintiff must “invite district court review and rejection of that
judgment.” Fourth, the state-court judgment must have been “rendered
before the district court proceedings commenced”—i.e., Rooker–Feldman
has no application to federal-court suits proceeding in parallel with ongoing
state-court litigation.
Green v. Mattingly, 585 F.3d 97, 101 (2d Cir. 2009) (quoting Hoblock v. Albany Cty. Bd.
of Elections, 422 F.3d 77, 85 (2d Cir. 2005) (citation modified)). This doctrine not only
bars federal court review of claims previously raised in a state court action, but also covers
claims that were not raised but are nonetheless “inextricably intertwined” with the state
court judgment. Hoblock, 422 F.3d at 86-87. “As relevant here, courts in this Circuit ‘have
held consistently that efforts to upset a state court judgment of foreclosure are barred by
the Rooker-Feldman doctrine.’” Harper v. Bank of New York, No. 2:25-CV-1573 (NJC)
(SIL), 2026 WL 1174506, at *9 (E.D.N.Y. Apr. 30, 2026) (quoting Ozuzu v. Greenpoint
Mortg. Funding, No. 19-cv-3783, 2020 WL 5658776, at *5 (E.D.N.Y. Sept. 23, 2020);
citing Ceccarelli v. Morgan Stanley Priv. Bank, N.A., No. 25-443-cv, 2025 WL 2992528,
at *2 (2d Cir. Oct. 24, 2025) (affirming dismissal of claims challenging foreclosure action
pursuant to Rooker-Feldman); Jeffreys v. Deutsche Bank Tr. Co., No. 22-3059, 2024 WL
482776 (2d Cir. Feb. 8, 2024) (same)).
Here, it is clearly alleged that: (1) Plaintiff lost in the state court foreclosure matter;
(2) Plaintiff is complaining of injuries sustained by that state court judgment; (3) Plaintiff
is asking this Court to review that state court judgment and reject it; and (4) the state court
judgment was rendered prior to commencement of this federal court action. Thus,
Plaintiff’s challenges to the state court foreclosure are barred under Rooker-Feldman and
are dismissed without prejudice for lack of subject matter jurisdiction. See, e.g., Mendez
v. Pretium Mortg. Credit Partners I, Loan Acquisition, LP, No. 21-cv-826, 2023 WL
8283148, at *4 (E.D.N.Y. Nov. 30, 2023) (“Because the state court must necessarily have
ruled on the validity of the underlying loan and mortgage in rendering its decision,
Plaintiff’s request for this Court to review the same loan and ‘nullify’ it meets the
substantive requirements of Rooker-Feldman”), aff’d, No. 23-8057-cv, 2024 WL 4691006
(2d Cir. Nov. 6, 2024); Four K Group, Inc. v. NYCTL 2008-A Trust, Nos. 12-CV-2135(JG),
12-CV-3172 (JG), 2013 WL 1562227, at *8 (E.D.N.Y. April 15, 2013) (plaintiff’s claims
challenging state foreclosure proceeding and subsequent auction sale barred under Rooker-
Feldman).3
Moreover, Plaintiff’s consumer protection claims that arise under the Truth in
Lending Act, Federal Trust and Lien Laws, and FDCPA appear to be inextricably
intertwined with Plaintiff’s challenges to the foreclosure action because any finding that
that the documents supporting the state court action were fraudulently obtained in a manner
to warrant vacating the state court judgment would necessarily implicate Rooker-Feldman.
3 To be sure, fraud claims that are independent of a review of a state court judgment
or that seek compensatory damages for misconduct in obtaining state court judgments are
not necessarily barred by Rooker-Feldman, see, e.g., Worthy-Pugh v. Deutsche Bank Nat’l
Tr. Co., 664 F. App’x 20, 21 (2d Cir. 2016) (“The Rooker-Feldman doctrine does not
prevent a district court from reviewing a claim for damages stemming from an allegedly
fraudulent foreclosure judgment, because the district court can determine damages liability
without reviewing the propriety of the state court judgment.”); Ruiz v. New York Mortg.
Agency, No. 25-CV-1837 (MKB), 2026 WL 851403, at *8 (E.D.N.Y. Mar. 28, 2026)
(damages arising from fraudulent calculation of interest which did not seek to overturn the
judgment not barred), but because here, Plaintiff expressly seeks a determination that the
foreclosure is void (Dkt. 7 at 9), all of his claims do appear subsumed by the doctrine.
Fiorilla v. Citigroup Glob. Markets, Inc., 771 F. App’x 114, 115 (2d Cir. 2019) (“We have
clearly held that a plaintiff cannot rely on allegations that the state court judgment at issue
was obtained fraudulently to avoid application of the Rooker-Feldman doctrine. . . . As we
have explained, ‘[t]his would require the federal court to review the state proceedings and
determine that the . . . judgment was issued in error,’ which Rooker-Feldman instructs we
cannot do.” (quoting Vossbrinck v. Accredited Home Lenders, Inc., 773 F.3d 423, 427 (2d
Cir. 2014) (citation modified)); Harper, 2026 WL 1174506, at *11 (“Thus, as here, where
Plaintiffs’ consumer protection claims ‘contest[ ] the authenticity of the underlying debt
instruments and [BNY’s] status as a creditor,’ such claims are barred by Rooker-Feldman
because the district court ‘would necessarily have to review the state court judgment to
adjudicate [those] claims.’” (quoting Hines v. HSBC Bank USA, 15-cv-3082, 2016 WL
5716749 at *4-5 (E.D.N.Y. Sept. 30, 2016))); Winters v. State, No. 2:24-CV-7420 (NJC)
(ST), 2026 WL 710123, at *10 (E.D.N.Y. Mar. 13, 2026) (“Further, to the extent Winters
seeks to challenge the State Court’s Judgment of Foreclosure and Sale, the substantive
requirements of Rooker-Feldman—a complaint of injuries caused by a state court judgment
and an invitation to review and reject that judgment—are also satisfied. Whether framed
as violations of due process, RICO, the FDCPA, or the various state law claims asserted in
the Amended Complaint, Winters effectively alleges that Defendants were part of a
conspiracy to allow a non-party, Bank of New York, to improperly obtain the Mortgage as
well as the Judgment of Foreclosure and Sale in State Court.”).4
4 Alternatively, Plaintiff’s claims against the State of New York are barred by
principles of sovereign immunity and dismissed without prejudice on that basis. See, e.g.,
Plaintiff further asserts various state law claims, including breach of contract,
slander, and infliction of emotional distress. Because the Court has dismissed Plaintiff’s
federal claims, it declines to exercise jurisdiction over these state law claims, and therefore
they are dismissed without prejudice.
Given Plaintiff’s pro se status, the Court will grant him leave to file a second
amended complaint so that he may have the opportunity to better articulate his claims.
Plaintiff must file his second amended complaint within 45 days of the date of this Decision
and Order. If Plaintiff fails to file a second amended complaint within that time, the Clerk
of Court is directed to dismiss this case without further Order of the Court.
Plaintiff is advised that an amended complaint is intended to completely replace the
prior complaint in the action, and thus it “renders [any prior complaint] of no legal effect.”
Int’l Controls Corp. v. Vesco, 556 F.2d 665, 668 (2d Cir. 1977); see also Shields v. Citytrust
Bancorp, Inc., 25 F.3d 1124, 1128 (2d Cir. 1994). Therefore, any second amended
complaint must include all allegations against Defendants so that the second amended
complaint stands alone as the only complaint that Defendants must answer in this action.
Plaintiff’s remaining motion for a temporary restraining order is denied without
prejudice. Even assuming the Court had the power to stay foreclosure proceedings,
Bd. of Trs. of Univ. of Alabama v. Garrett, 531 U.S. 356, 363 (2001) (holding that Eleventh
Amendment bars suits against a state by one of its own citizens in federal court). “Absent
a waiver on the part of the state, or a valid congressional override, the eleventh amendment
prohibits federal courts from entertaining suits by private parties against the states.” Farid
v. Smith, 850 F.2d 917, 920-21 (2d Cir. 1988) (citing Kentucky v. Graham, 473 U.S. 159,
167 n. 14 (1985)).
Plaintiff has failed to offer sufficient argument in support of the Court taking any such
action.
CONCLUSION
For the foregoing reasons, Plaintiff’s motion to proceed in forma pauperis (Dkt. 2)
is granted. Plaintiff’s amended complaint (Dkt. 7) has been screened in accordance with
28 U.S.C. § 1915(e)(2), and the Court concludes that his claims must be dismissed as
discussed herein. Further, Plaintiff’s motion for temporary restraining order is denied.
Given Plaintiff’s pro se status, and as described above, the Court will grant him
leave to file a second amended complaint within 45 days of the date of this Decision and
Order. If Plaintiff fails to file a second amended complaint by that date, the Clerk of Court
is directed to dismiss this case without further Order of the Court.
In the event Plaintiff fails to file a second amended complaint and the case is
dismissed, the Court certifies, for the reasons discussed above and pursuant to 28 U.S.C.
§ 1915(a)(3) and Federal Rule of Appellate Procedure 24(a)(3)(A), that any appeal from
this Decision and Order would not be taken in good faith. Accordingly, leave to appeal to
the Court of Appeals as a poor person is denied. See Coppedge v. United States, 369 U.S.
438 (1962). Any request to proceed in forma pauperis on appeal should be directed to the
United States Court of Appeals for the Second Circuit in accordance with Federal Rule of
Appellate Procedure 24.
SO ORDERED. ) (aed
ELIZABETH AAVOPEORD
United States District Court
Dated: June 15, 2026
Rochester, New York
-10-
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